Strategic Asset Management (SAM)
Pursue financial independence – define what it means to you.
Investment Strategies–Focused On You
To build your portfolio, we use a highly consultative process that allows us to uncover your unique situation and build an investment strategy around your needs.
Our Consultative Process
You define financial independence. We want to help you make it happen.
Discover Your Goals And Objectives
Based on your goals and objectives, together we’ll determine what your customized financial strategy should be, taking into consideration your:
- Investment goals
- Time horizon
- Income needs
- Tax considerations
- Retirement dreams
- Charitable giving desires
- Risk tolerance
- Performance expectations
- Liquidity requirements
- Current investments
- Charitable giving desires
We’ll construct your portfolio to reflect your personal goals, time horizon, and risk parameters, as well as other considerations.
Build Your Investment Strategy
With Strategic Asset Management, we have access to a breadth of investment types and choices to construct custom-tailored portfolios. Supported by the expertise of experienced research strategists, we’ll identify the most appropriate investment strategies by considering the following:
- Asset allocation models
- Correlation between asset classes
- Investment types
- Risk/reward characteristics of asset classes
- Diversification
- Investment platforms
- Investment managers
Based on the combined attributes of the individual asset classes and your goals, we’ll formulate an asset allocation plan just for you.
Implement Your Portfolio
Once we’re ready to bring your portfolio to life, we’ll discuss your expectations and review what we want to accomplish through your customized strategy. To get your portfolio up and running, we’ll:
- Transition your existing securities
- Determine the type of accountownership and beneficiaries
- Discuss the source of funds
- Complete and sign all paperwork
Review And Manage Your Portfolio
Once your investments are in place, we’ll continue to review and manage your portfolio on an ongoing basis. Portfolio rebalancing is a critical component of the strategic asset allocation process and essential to the long-term success of your portfolio. Rebalancing is designed to ensure that the allocation of your assets remains in line with your stated investment objectives. Because the relative performance of various asset classes will vary, portfolios that aren’t reviewed on a regular basis tend to drift from their target allocations.
A portfolio that isn’t regularly rebalanced could assume a risk/reward profile that isn’t consistent with your investment objectives. Your portfolio will be reviewed on a periodic basis and adjusted when needed to help maintain the optimal allocation of your investments.
Rebalancing a portfolio may cause investors to incur tax liabilities and/or transaction costs and does not assure a profit or protect against a loss.
Ongoing Management
The ongoing management of your portfolio will include:
- Regular meetings and discussions so you can feel comfortable with your continued strategy
- Active, ongoing portfolio reviews
- Rebalancing decisions
- Periodic reexamination of your investment strategy to make sure it continues to stay aligned with your situation and objectives
- Year-end statements including annual advisory account performance
Office of James Rockwell & Zach Carothers
106 West Main Street, Suite 2,
Grangeville, ID 83530
(208) 983-3027