THE IMPORTANCE OF HAVING
A FINANCIAL PLAN

WHAT IS FINANCIAL PLANNING?

Financial planning is simply a better approach to get qualified financial advice. The process involves taking a holistic view at your finances, including a full understanding your values, financial objectives and main concerns, that will guide financial recommendations.

Financial Planning will address:

Where my money is, where is it going, and is it in the right places?

How much should I be saving to meet my objectives and where?

Am I prepared for unanticipated risk?

Am I on track to meet my financial objectives?

What can I do to improve my financial future?

WHO SHOULD HAVE A FINANCIAL PLAN?

Anyone who has a significant source of income and out-going expenses should have a structured financial plan in order to better their financial future.

Characteristics of people we can help:

Serious about working toward financial success

Value a pro-active thinking partner

Motivated to improve

Wants to make smart decisions with their money

WHY SHOULD YOU HAVE A FINANCIAL PLAN?

Characteristics of people we can help:

See your finances holistically, so you understand how your financial decisions collectively impact your financial success.

Be prepared to recalibrate and make smart financial decisions when life events happen

Create thoughtful strategies that take into account your long-term financial goals

Understand what you need to do to improve your financial future

HOW CAN YOU GET A QUALITY FINANCIAL PLAN?

By partnering with a financial professional, you gain:

Organization: Bringing order to your Financial Life

Accountability: Follow through on financial commitments

Perspective: Bring insight from the outside to help avoid emotionally driven decisions

Proactivity: Anticipate life transitions to help be financially prepared

Education: Providing knowledge/education pertaining to your Financial Life

Partnership: Working together to help you plan for the best Financial Life possible

Securities and advisory services offered through LPL Financial, a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. To the extent you are receiving investment advice from a separately registered independent investment advisor that is not an LPL affiliate, please note LPL makes no representation with respect to such entity.